Virginia was born in Philadelphia, Pennsylvania. She has lived in numerous locations around the country including Iowa with her husband Irving Stone along with two cats, Felony and Mr Kitty, and two horses Dudley and American Lass. Virginia attended Houghton College in Houghton, New York, where she received a Bachelor of Music (vocal performance) and the Cleveland Institute of Music in Cleveland, Ohio, where she earned a Master of Music (voice). She also earned a Distance Learning Broadcast Meteorology certificate from Mississippi State University.