Blonde, blue-eyed, Terri was adopted in Florida by Don and Sandy VandenBosch and later joined by brother John and sisters Carol and Jill. At 12 years old, she moved with her family to Saratoga Springs, New York, then attended the University at Albany but left before graduation for New York City, where she quickly landed the role of Frannie Hughes on "As The World Turns." After being written out in late 1984, and after appearing on the TBS show "The Catlins" in 1985, Terri became frustrated by the struggling actor's life of auditions and no work, so she went to Mexico and worked as a scuba diving instructor, a dolphin trainer, and a documentary film assistant then returned to her upstate hometown at age 31. She began dating her business manager, Michael Hertz, in 1996 when his marriage ended, and she moved to his Woodbury, NY home. They married on January 25, 1998, and had a daughter, Skylar, now 7. She became a full-time mother with a gift for colored pencil drawing, and interior decor on a budget. Terri also had two stepchildren, Matthew, 20, and Monica, 18. Prior to 1996, she was planning to save enough money to move to Alaska to learn both ice diving and ice fishing. In late 2003, she was diagnosed with a chronic kidney disease which led to her death at only 46 in New York City's Mount Sinai Medical Center.