This whole movie is about women at an adult slumber party talking about sex. There are some exposed breasts and buttocks, but no full frontal nudity.
In a non-fantasy scene Jamie invites the Greenpeace boy into her kitchen and they have sex on the table.
There is a mostly nude all-swim at the end.
Rape fantasies, stalker fantasies, pool boy fantasies, lesbian fantasies and others are discussed.
First tampon use is discussed, and the fact that the girl had an orgasm.
A three way sex party is described with two women, Jill and Jamie, and a man.
Masturbation is a topic of conversation.