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"Million Dollar Chance of a Lifetime" was an Australian game show hosted by Frank Warrick (1999) and then by Sandy Roberts (2000). The show was adapted from the USA show "It's Your Chance of a Lifetime". A solo player competed for a chance to win over $1,000,000 by answering a series of 10 questions. The first of these was a "Credit Card Question"; if the player answered correctly, their entire credit card bills were paid off, to a maximum of $10,000. They were also invited to run the billing statement through an onstage paper shredder. An incorrect answer ended the game immediately. A list of 10 categories was displayed, with each of the remaining questions drawn from a different category. The second question awarded $5,000 if answered correctly; if the player missed, the game ended but they still kept the credit card payoff. Beyond this point, if the player chose to continue in the game, they had to risk at least half of their winnings on each new question. A correct answer added the value of the wager, while a miss subtracted it and ended the game, with the player keeping whatever remained of their total. After each correct answer, the player was given the category for the next question and could either continue on, or end the game and keep all winnings. Once a question was asked, the player had two minutes to give a response and lock it in by pressing a button on the podium; failing to do so before time ran out counted as an automatic miss. The category list was always visible to the player and consisted of the following: Pop Culture, Famous Events, Movies, Famous Places, TV, Pop Music, Toys and Games, People, In the News, and Animal Kingdom. Each category was used only once, and unlike most categorized Q&A shows, the computer chose the category for the next question.