Salt on the Skin (1985)

A woman and her 9 year old daughter go swimming in their underwear in a stranger's pool to cool off after their car breaks rush. The daughter is only wearing panties. The owner of the pool catches them, but instead of sending them away, invites them into his house to dry off.

A 9 year old girl swims topless at the beach with other girls her age. A man takes photos of them from a distance.

A 9 year old girl jumps into a pool to retrieve a model helicopter. A man jumps in after her and takes her inside where she undresses to her panties and he dries her off.

A 9 year old girl kisses an adult man on the bed.

A young girl around 9 years old is frequently seen topless in just panties or bikini bottoms swimming in pools and at the beach. At one point she is taking a bath with her mother at a hotel, when they can't turn the water off she gets out of the bath and runs downstairs through the hotel completely naked past several people to get help from a man they know. She takes him back up to their room. We see her entire body from the front and back.

Smoking throughout, including around a VERY young girl