Fleshtone (1994)

A man phones a woman answering an ad to share erotic fantasies; showing what he imagines as she talks, she is in a bedroom wearing only panties, seen from behind. She takes them off and sits on the bed, shown naked from the rear and side. Breasts are fully visible, including close up, while she lies back and caresses her upper body, her image superimposed on the man on the phone.

A man is seen naked from behind in a studio as a camera on a timer takes photos of him.

A nude woman is posing kneeling on a bed, mostly wrapped in a sheet but her naked buttocks and breasts are seen, while a female photographer takes pictures of her. The photographer takes her clothes off, her breasts shown fully, and joins the model in the bed. They caress fully nude, uncovered, but pubic regions are obscured. Two more images of topless nudity as they begin to make love.

A man sees several slides of a naked woman in various poses, one showing bare buttocks and one showing frontal nudity with bare breasts but pubic region obscured by the way her leg is crossed over her.

A woman describes looking at a photo of a naked man while driving and touching herself; what he imagines is shown, the woman topless but her nipples obscured by the steering wheel.

A man is on the phone standing next to a painting he painted of a nude woman, lying back with her breasts exposed but leg obscuring her pubic region. On two separate occasions later, he modifies the same painting.

A man finds a woman lying in bed, face up, a sheet covering her hips and pubic region but breasts exposed.

A man and a woman in a bathroom remove their clothes as they kiss passionately, and in bed they have sex; her breasts are shown frequently throughout. After sex, they lie with each other and talk, and then the man sits in a chair drawing her, full nudity of both of them shown, though pubic regions obscured by the way their legs are positioned.

A man finds a nude woman in bed, apparently cut in half at the abdomen but lack of blood makes the scene oddly non-graphic.

A naked man is seen slumped in a shower, bloody at his neck and stomach, for two brief shots that last about a second each.

Some fight scenes and a man is shot, and falls but nothing graphic shown.

Five or fewer uses of the word fuck and its derivatives; one or two each of shit, bitch, SOB, and GD/JC.